All auto insurance companies have competitive rates. However, some companies are catered to low-risk drivers, and others are cheaper for high-risk drivers. Although Sally from Accounting swears by Insurance Company A, you may find that Insurance Company B offers better rates. It’s not because Sally is a terrible person who wants you to pay more for insurance; it may just be that she’s a high-risk driver while you’re a low-risk driver.
To ensure you’re getting the best and cheapest auto insurance policy possible, don’t just rely on Sally’s advice. Instead, do your research and read these people’s anecdotes. Car insurance discounts are in your future—I can feel it.
Take a Defensive Driving Class
“Years ago, I took defensive driving classes at a local police department. The classes ran about 90 minutes each, once per week, for a full month. After completing the course, I received a certificate and faxed it over to my auto insurance agent. That discount knocked about $25 off my monthly premium, and the class was $25.” – Jacob
Check for defensive driving courses in your area here.Continue Reading…