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Money Matters

Dealership Events, Money Matters

Hail Sale at McCarthy Blue Springs

September 28, 2010
Kansas City is known for it’s crazy, sporadic weather. Last week, Blue Springs, Missouri experienced quite a storm. Bad news for a dealer may be good news for our customers. The insurance claims have been made, while the damage is being managed. [youtube][/youtube] Our misfortune may be good news for you. Go see for yourself!
Dealership Events, Money Matters

NEW locally-owned business partners

September 22, 2010
[youtube][/youtube] Today’s the day! It’s the beginning of an ongoing relationship between the McCarthy Auto Group and Price Chopper. What does that mean for you? If you’re a current customer of Price Chopper, you have already passed the test! Flash us your Chopper Shopper Card and receive EXCLUSIVE VENDOR PRICING on all new McCarthy vehicles: Hyundai, Nissan and Chevrolet. No haggling! How about that? ๐Ÿ™‚ Oh … I almost forgot! Thru September 30th, we will throw in $250 in groceries ON US!
Money Matters, Under the Hood

Tires, tires and more tires …

September 17, 2010

Me and the Goodwrench guy!

Well, I definitely learned something new today. In regards to tires, there’s a lot to know about ’em. Different sizes, widths, height, all-terrain and off-road, all season vs. winter tires; just to name a few. Each tire manufacturer supplies a variance of tires for each car manufacturer (GM, Hyundai, Nissan). Each vehicle make and model therefore, offers an array of tires. Depending on trim level (base model to luxury package), it will reflect the type of tire on that car. So, what type of tire do you need? I asked my Service Manager what all the hoopla was about tires! Here’s a list of things to think about:
  1. What size do you need? Here’s a tip: It’s stated inside the drivers side door ๐Ÿ™‚
  2. What kind of driving you do – winter, off-roading, highway
  3. Most of the time “all season” tires are recommended!
  4. Tire lifetime (how long they last) – 30,000 miles up to 80,000 miles
  5. Price
Here’s a list of some of the tire manufacturers we house in store:
  • Goodyear
  • Firestone
  • Bridgestone
  • Handkook
  • Michelin
So, there’s more to tires than being black and rolling! If there’s anything here you want to know more about, shoot me a note and I’ll find out for you!

Helping my close friend, Emily pick out some tires!

Dealership Events, Money Matters

Tips for first time car buyers

August 18, 2010
1st time baby! You’re ‘Sweet 16’ is just around the corner and it’s time to start the official car search? Or, heading off to college and you need a car? Now, before you log onto every automobile website out there, you need to have a sit-down with the parental units. Legally, the minimum age to purchase a vehicle (alone on loan) is 18, so you WILL need a cosigner if you’re under 18. There are a lot of things that need to be considered. You need to create a little budget sheet outlining your potential costs of ownership. ย You need to figure out ‘how much’ you can afford for a new car. Whether it’s a monthly payment you need to stay under or simply a cash amount. You need to know your limit and remember to never ‘live beyond your means’!
  • How will you be paying for the car? Cash or Finance?
  • How much cash do you have to put down?
  • Insurance quotes?
In regard to choosing the right vehicle:
  • What’s your price range? Monthly payment?
  • What options do you need?
  • Any deal breakers?
  • Consider warranty coverage & extended service plans
Buying a car should be fun, so have fun! But try to stay calm and remember this is probably your first financial investment. Be smart and have fun! First time buyers, what questions do you have for me?
Dealership Events, Money Matters

What should I bring when I buy a car?

July 23, 2010
One of the biggest complaints I’ve heard about buying a car is the time it takes. From choosing a vehicle, negotiating, paperwork and finance … who know’s how long you will be at the dealership. Everyone’s time is precious – yours, mine, ours. You want to make a good decision in a timely manner. I get it! To help cut down on the time it takes at the dealership, here’s a list of things to bring to the dealership:
  1. Driver’s license
  2. Insurance information
  3. Registration for your trade-in vehicle
  4. Title for your trade-in vehicle
  5. Payoff information for yout trade-in vehicle
  6. Proof of income — pay stub
  7. Check book for cash down
  8. Smiling face — because you’re buying a new car!
Remember this: Buying a car is a huge financial investment. So, it’s going to take some time. But the most important thing is to find the RIGHT vehicle for you and have you leaving the store happy!
Dealership Events, Money Matters

Top three sellers at each McCarthy dealership

June 28, 2010
I wanted to know which vehicle we sell the most of each month at our stores. So I asked the General Managers of each store what our top seller was for last month … and here’s what I found: [youtube][/youtube] At our Chevy stores in Overland Park and Olathe, the top car has been our top seller for many months. It has been a Consumers Best Buy for the past three years. At our Nissan stores in Blue Springs and Olathe, the top vehicle represents the phrase ‘bang for the buck’. It is the best buy for the money. At our Blue Springs and Olathe Hyundai stores, the top car takes pride in its 10yr – 100,000mile warranty along with it’s 35 miles per gallon average on the highway. Check out my walkaround of the top Hyundai seller for more juicy details. I can’t wait to see which vehicle tops the charts this month. Rumor has it, the top three may stay the same! Have you recently purchased one of these top sellers? How do you like it?
Dealership Events, Money Matters

When looking for a car should you call or just come on in?

June 14, 2010
Just Give Us A Call!!!

Just Give Us A Call!!!

Most dealers and salespeople would say, “Come on in and we will take care of you!” And that is what we want you to do, however time is valuable and no one wants to waste it. In order to know if you should come in or call first when looking for a certain car, you’ll need to understand a little about how our new and used car inventory works. Pre-owned inventory All of our pre-owned inventory is loaded onto a system that spits it out to all the websites we use to display our vehicles such as,, The vehicles listed on these sites are for sale, but they may still be in transit to our dealerships. So if you found a vehicle online and want to test drive, I would advise you to call first to make sure this vehicle has hit our lot. Otherwise, you can purchase the car at any time โ€” first come, first serve. As you know, pre-owned vehicles are one of a kind and they go fast! New car inventory Some people prefer to lock down a new car purchase beforehand. And it’s smart because the demand of certain vehicles like the Equinox, Santa Fe and Murano sometimes outweigh the supply. If you’re in the market for a new car, you should just come on in, get in the car of your choice and test drive! Luckily, you do have the option to specialize order a vehicle of your dreams if it’s not on the lot! You are always welcome to come in to the store to look around โ€” especially if you are not sure what vehicle you are looking for. We want to make sure you find the vehicle you want and need! Have you ever gotten to the dealership in search of one specific vehicle and have it not be there? I know I’ve heard it before. Save yourself some time and give us a ring beforehand!
inventory, inventory, inventory

inventory, inventory, inventory

Behind the Wheel, Money Matters

Test drive the Nissan 370 Z

June 11, 2010
If you’re looking for style, speed and sophistication … I have the vehicle for you. The Nissan 370 Z is a hot little number. Can you handle it? [youtube][/youtube] A fun fact about the 370 Z is that Kelly Blue Book awarded it the 2010 Best Resale Value, recognizing the automaker’s outstanding achievement. Along with Consumer Digest which noted style, power and “crisp and exact” high-speed cornering when they selected the Z as winner of an Automotive Best Buy in the sports car category. You are going to want see more information on the Nissan 370 Z and it’s power! What do you think? Want a test drive?
Dealership Events, Money Matters, Under the Hood

Should I fix my car before I trade it in?

May 28, 2010
All right, here’s the situation: You’re in the market for a new vehicle. The car you’re currently driving … well, it’s not looking so hot. Should you fix it before you trade it in? Or just sell it as is? After speaking to one of our Used Car Managers, I got an answer: “It all depends on the vehicle.” Well, of course, but what does that really mean? Let’s take a look at a few mock examples to see how you can decide: Example #1: Patty drives a 1998 Chevy Lumina 4-door sedan which would appraise around $1500 if it was in average condition. Let’s say Patty’s Lumina has some transmission issues, costing approximately $1500-$2000 to replace. In this situation, it would make more sense for Patty to trade in her Lumina as is. If the cost to fix outweighs the cost of vehicle then trade that bad boy in! Example #2: Billy drives a 2007 Ford F150 Crew Cab XLT which would appraise around $20,000 if in average condition. Let’s say Billy’s F150 has some hail damage. Because the hail damage would qualify his truck as a below average vehicle, it would make more sense for Billy to fix the hail damage prior to trading it in. Otherwise, the appraiser will deduct the cost to fix from the appraisal price. If you’re looking to trade in a vehicle and it has some damage, get an estimate on how much it would to fix it so you can weigh your options. When trading in your last vehicle, did you get it fixed or not?
Money Matters

Why do you need to put cash down?

May 24, 2010
In my last blog, I listed 15 ways to save money for a down payment on a new vehicle. There are several reasons putting cash down is so important to YOU from a financial standpoint. First and for most, a down payment will help you get approved by the bank or lending institution. In some cases, it is necessary to have a certain amount down in order to be approved for a loan. Secondly, by providing a down payment, you are setting yourself up for a better equity position. Having a vehicle to trade-in with positive equity is just like having a down payment! And lastly, and perhaps the most important, having a down payment will lower your monthly payment. We are all on a budget and we have to plan for our monthly expenses. The McCarthy stores average about 10 percent cash down of purchase price on each deal. It is not a requirement by our stores, but a requirement by the banks. How important is a monthly payment to you? And, can you think of any other ways to save for a down payment?