There’s no doubt that car accidents are terrifying for everyone and something we all strive to avoid, but as the saying goes: accidents happen. Although it’s hard to think straight after you’ve been involved in a car accident, there are necessary steps to take afterwards.
Get to a Safe Area
If your car is at all drive-able after an accident, pull over to a safe area to avoid holding up traffic or causing another accident.
Check to See if Everyone is Okay
Check to see if you and/or your passengers have any major or minor injuries, then check to see if those in the other vehicle are okay as well.
Call the PoliceReport the accident to the police and let them know where you are located. It is important to call the police even if the other person involved in the accident doesn’t want you to. Most states require you to call the police and they are there to help protect you from fraud and establish a liability.
Collect Information from Other PersonMake sure to exchange your names and addresses, insurance information, vehicle information, and licenses plate numbers. Collect as much information as you can to help protect yourself as much as possible during this accident. Also, take pictures of the accident. Get photos of both your car and the other vehicle(s) involved.
File a ClaimContact your insurance company as soon as possible to file a claim! As soon as you have all of the information from the other person involved, call your insurance company to make sure you will be covered.